✅ It means more money in your pocket when buying your first home.

The Government of Canada’s new First-Time Home Buyer GST Rebate, announced on May 27, 2025, is designed to reduce the upfront cost of buying a new home. Here's how it benefits you as a buyer:

💵 1. You could save up to $50,000.

When you buy a newly built home in Canada, you're normally required to pay a 5% Goods and Services Tax (GST). With this new rebate, if you're a first-time buyer, you could get some or all of that money back.

• If your new home costs up to $1 million, you’ll get a full refund of the 5% GST.

• If your home is priced between $1 million and $1.5 million, you’ll get a partial refund based on the price.

• If your home is $1.5 million or more, the rebate doesn’t apply.

📈 2. You may qualify even if you’re building or buying into a co-op.

It’s not just for buying a new home from a builder — if you’re:

• Building your own home

• Hiring someone to build for you

• Purchasing a share in a co-op that gives you the right to a unit

You may still qualify for the rebate!

🧾 3. You need to meet a few simple conditions.

To qualify:

• You must be a first-time home buyer (no home ownership in the last 4 years)

• You must be 18+, and a Canadian citizen or permanent resident

• The home must be for your personal use — not for rental or investment

• Your purchase agreement must be signed on or after May 27, 2025

🧠 What This Means for You:

This rebate could make a big difference in affordability, especially in cities where housing prices are high. You may be able to:

• Afford a larger down payment because of the rebate

• Use the savings for furniture, moving costs, or renovations

• Enter the market sooner than expected with lower upfront costs

🗣️ Still unsure if you qualify?

We’re here to walk you through it. Whether you're buying, building, or exploring your options — let’s talk and see how this rebate could support your journey to homeownership.

🏡 作為購房者，這項 GST 退稅對您意味著什麼？

✅ 代表您買人生第一間新屋時，可以省下一大筆稅金！

加拿大政府於 2025 年 5 月 27 日 宣布推出全新的 「首次購屋者 GST 退稅計畫」，幫助首次購屋者減輕負擔、降低新屋購買門檻，並鼓勵更多新建住宅供應。

💵 1. 最高可省下 $50,000 的 GST（商品與服務稅）

購買新建房屋時，通常需支付 5% 的 GST。在此新政策下，若您是首次購屋者，政府將退還這筆稅金：

• 房價在 $1,000,000 以下 ➡️ 可獲得 100% 全額退稅

• 房價在 $1,000,001 至 $1,500,000 之間 ➡️ 可獲得 部分退稅（按比例遞減）

• 房價超過 $1,500,000 ➡️ 無法申請退稅

🏗️ 2. 不只買房，建房或購買合作住宅也適用

只要您符合首次購屋資格，以下情況都可以申請退稅：

• 從建商購買 全新建案或公寓

• 自行建屋 或 委託他人建屋

• 購買 合作住宅（Co-op）股份 並自住

📋 3. 申請條件簡單明確

您需符合以下條件才能申請此退稅：

• 是 首次購屋者（即您或您的配偶／同居伴侶在過去四年中未擁有房產，或未居住在自己擁有的房子裡）

• 年滿 18 歲

• 是 加拿大公民或永久居民

• 購買或建造的房屋為您 自用居住

• 購屋／建屋合約須於 2025 年 5 月 27 日或之後簽訂

🧠 這對您來說有什麼幫助？

這項退稅政策能大幅降低您首次購屋的負擔，尤其對於居住在房價較高地區的買家，更是一大利多：

• 可減輕 首付款壓力

• 可用節省下來的金額 購買家具、裝潢或搬家

• 讓您 更快進入房市，早日成家立業

📞 不確定您是否符合條件？歡迎聯絡我們！

無論您是正在考慮購屋、自建房，或想了解購屋流程，我們都樂意為您提供協助與專業諮詢。